The Bogleheads are back-with retirement planning advice for those who need it! Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy. Fortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help. Filled with valuable advice on a wide range of retirement planning issues, including some pearls of wisdom from Bogle himself, The Bogleheads' Guide to Retirement Planning has everything you need to succeed at this endeavor. Explains the different types of savings accounts and retirement plans Offers insights on managing and funding your retirement accounts Details efficient withdrawal strategies that could help you maintain a comfortable retirement lifestyle Addresses essential estate planning and gifting issues With The Bogleheads' Guide to Retirement Planning, you'll discover exactly what it takes to secure your financial future, today.

The Bogleheads are back-with retirement planning advice for thosewho need it!Whatever your current financial situation, you must continue tostrive for a viable retirement plan by finding the most effectiveways to save, the best accounts to save in, and the right amount tosave, as well as understanding how to insure against setbacks andhandle the uncertainties of a shaky economy.Fortunately, the Bogleheads, a group of like-minded individualinvestors who follow the general investment and business beliefs ofJohn C. Bogle, are here to help. Filled with valuable advice on awide range of retirement planning issues, including some pearls ofwisdom from Bogle himself, The Bogleheads' Guide to RetirementPlanning has everything you need to succeed at thisendeavor.* Explains the different types of savings accounts and retirementplans* Offers insights on managing and funding your retirementaccounts* Details efficient withdrawal strategies that could help youmaintain a comfortable retirement lifestyle* Addresses essential estate planning and gifting issuesWith The Bogleheads' Guide to Retirement Planning, you'lldiscover exactly what it takes to secure your financial futuretoday.

Foreword by John c. Bogle xiiiPreface xixAcknowledgments xxixPart I The BasicsChapter 1 The Retirement Planning Process by thomas l. Romens 3Chapter 2 Understanding Taxes By Norman S. Janoff 21Part II Savings Accounts and Retirement PlansChapter 3 Individual Taxable Savings Accounts By Dan Kohn 35Chapter 4 Individual Retirement Arrangements By Jim Dahle 47Chapter 5 Defined Benefit Employer Retirement Account By The Finance Buff 61Chapter 6 Defined Contribution Plans By Dan Kohn 77Chapter 7 Single-Premium Immediate Annuities By Dan Smith 91Part III Managing Your Retirement AccountsChapter 8 Basic Investing Principles By Bob Davis 119Chapter 9 Investing For Retirement By David Grabiner and Alex Frakt 135Chapter 10 Funding Your Retirement Accounts By David Grabiner and Ian Forsythe 151Part IV The Retirement PayoffChapter 11 Understanding Social Security By Dick Schreitmueller 169Chapter 12 Withdrawal Strategies By Carol Tomkovich 187Chapter 13 Early Retirement By Jeff Mccomas 201Part V Protecting Your AssetsChapter 14 Income Replacement By Lee E. Marshall 221Chapter 15 Health Insurance By Lee E. Marshall 239Chapter 16 Essentials of Estate Planning By Robert A. Stermer 255Chapter 17 Estate and Gift Taxes By Robert A. STERMER 273Part VI Finding Good Advice When You Need ITChapter 18 Seeking Help From Professionals By Dale C. MALEY and Lauren Vignec 285Chapter 19 Divorce and Other Financial Disasters By David Rankine 303Chapter 20 Meet the Bogleheads By Taylor Larimore and Mel Lindauer 315Appendix I: Pearls of Wisdom 327Appendix II: Recommended Reading 333Glossary 337About The Editors 351Index 355