Strategies and tools to live debt free The world of borrowing and debt management has changed dramatically, leaving people confused about how best to secure their financial future. This book is the only guide with detailed advice to help you become debt free or master the debt you have, based on the latest laws and new government programs and policies implemented under the Obama administration. Is the information and advice on debt management different than in years past? Definitely. In this savvy, engaging guide, bestselling financial expert Jordan Goodman will tell you how to Win the mortgage game: avoid foreclosure, obtain the best refi, and modify your mortgage even if it is "e;under water"e; Clean up your credit report and dramatically boost your credit score Negotiate new terms and payments for burdensome medical bills, student loans, and credit cards Protect yourself from the devastation of identity theft Master the new credit card rules, and avoid the rate and fee traps Learn a revolutionary strategy that will help you become mortgage free in 5 to 7 years, change the way you pay all your bills, and save hundreds of thousands of dollars Master Your Debt recommends many pioneering strategies as it lays out an innovative plan for achieving the elusive goal of financial success. The book is filled with helpful web sites, toll free numbers, associations and government agencies, and vetted companies and services to help you implement this advice. In today's volatile economy, getting out of debt is the key to surviving and thriving, and author Jordan Goodman provides you with the strategies and tools to live debt free.

Strategies and tools to live debt freeThe world of borrowing and debt management has changeddramatically, leaving people confused about how best to securetheir financial future. This book is the only guide with detailedadvice to help you become debt free or master the debt you havebased on the latest laws and new government programs and policiesimplemented under the Obama administration.Is the information and advice on debt management different thanin years past? Definitely. In this savvy, engaging guidebestselling financial expert Jordan Goodman will tell you howto* Win the mortgage game: avoid foreclosure, obtain the best refiand modify your mortgage even if it is "under water"* Clean up your credit report and dramatically boost your creditscore* Negotiate new terms and payments for burdensome medical billsstudent loans, and credit cards* Protect yourself from the devastation of identity theft* Master the new credit card rules, and avoid the rate and feetraps* Learn a revolutionary strategy that will help you becomemortgage free in 5 to 7 years, change the way you pay all yourbills, and save hundreds of thousands of dollarsMaster Your Debt recommends many pioneering strategies asit lays out an innovative plan for achieving the elusive goal offinancial success. The book is filled with helpful web sites, tollfree numbers, associations and government agencies, and vettedcompanies and services to help you implement this advice. Intoday's volatile economy, getting out of debt is the key tosurviving and thriving, and author Jordan Goodman provides you withthe strategies and tools to live debt free.

Acknowledgments viiIntroduction Master or Victim? You Decide ixChapter 1 How Did We Get Here? And Where Are We? 1Chapter 2 Find Out Where You Stand 11Chapter 3 Other People Are Grading You, Too 25Chapter 4 Avoiding a Modern-Day Identity Crisis 45Chapter 5 Win the New Mortgage Game 55Chapter 6 Mortgage Free in Five to Seven Years 73Chapter 7 Credit Cards: Just Because It's Called MasterCard Doesn't Mean It's the Boss of You 85Chapter 8 Car Deals: Making Sure You're in the Driver's Seat 113Chapter 9 An Education in College Costs 127Chapter 10 Don't Let Bad Luck Derail Your Finances 145Chapter 11 Surviving Bankruptcy 169Chapter 12 Debt Strategies for Every Age 177Chapter 13 Permanent Mastery, Going Forward 183Appendix Resources 189About the Author 203Index 205