The most important factor in your retirement planning is understanding the federal retirement system and benefits. The more you know, the better the result. Our brand new FERS Retirement Planning Guide contains the very latest critical information on your retirement benefits and is stated clearly to help you take full advantage of opportunities and avoid costly mistakes. This reference guide clarifies important topics such as the retirement planning process, maximizing and calculating your annuity, the role Social Security plays, as well as health insurance, life insurance and the TSP. Included this FERS Retirement Planning Guide for 2020:Special Retirement SupplementLeaving service before retirement eligibilityService Computation DateMRA +10Catch-62Sick leave conversionRetirement eligibilityEarly RetirementRedepositsKey retirement terms you need to knowSocial Security and the Thrift Savings PlanHow to calculate your annuity (with plenty of easy-to-follow examples)Eligibility requirementsDifferent retirement types (regular, early, deferred, special disability)Credit for military serviceDeposits and redepositsCost of living adjustments - COLAsThe effect of divorce on annuitiesSocial SecurityPublic Pension OffsetWindfall Elimination ProvisionThe Thrift Savings PlanTaking health and life insurance into retirementSpecial retirement (law enforcement, air traffic controller, etc.)Annuity taxesAnnuity reductionsSurvivor benefitsAnd much more!Note: CSRS-Offset employees should order the CSRS version and those who switched from CSRS to FERS want the FERS version.

The most important factor in your retirement planning is understanding the federal retirement system and benefits. The more you know, the better the result. Our brand new FERS Retirement Planning Guide contains the very latest critical information on your retirement benefits and is stated clearly to help you take full advantage of opportunities and avoid costly mistakes. This reference guide clarifies important topics such as the retirement planning process, maximizing and calculating your annuity, the role Social Security plays, as well as health insurance, life insurance and the TSP. Included this FERS Retirement Planning Guide for 2020:Special Retirement SupplementLeaving service before retirement eligibilityService Computation DateMRA +10Catch-62Sick leave conversionRetirement eligibilityEarly RetirementRedepositsKey retirement terms you need to knowSocial Security and the Thrift Savings PlanHow to calculate your annuity (with plenty of easy-to-follow examples)Eligibility requirementsDifferent retirement types (regular, early, deferred, special disability)Credit for military serviceDeposits and redepositsCost of living adjustments - COLAsThe effect of divorce on annuitiesSocial SecurityPublic Pension OffsetWindfall Elimination ProvisionThe Thrift Savings PlanTaking health and life insurance into retirementSpecial retirement (law enforcement, air traffic controller, etc.)Annuity taxesAnnuity reductionsSurvivor benefitsAnd much more!Note: CSRS-Offset employees should order the CSRS version and those who switched from CSRS to FERS want the FERS version.