If you re trying to kick the Buy Now/Pay Later habit and get your spiraling debt under control, you need Managing Debt For Dummies now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You ll find out how easy it is to: Distinguish between good and bad debt Go on a debt diet to get back into financial shape Start a filing system to track debt and protect life after debt Adopt a smart spending regimen Increase your income Consolidate your debt Decide which bills to pay when you can t pay them all Use credit cards responsibly You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in Managing Debt for Dummies.

If you're trying to kick the "Buy Now/Pay Later"habit and get your spiraling debt under control, you needManaging Debt For Dummies now! This practical, commonsenseguide provides straightforward strategies for coping with everykind of secured and unsecured debt, including, personal loans, carloans, mortgages, home equity loans, lines of credit, credit cardsfinance company loans, and student loans. You'll find out howeasy it is to:* Distinguish between good and bad debt* Go on a "debt diet" to get back into financialshape* Start a filing system to track debt and protect life afterdebt* Adopt a smart spending regimen* Increase your income* Consolidate your debt* Decide which bills to pay when you can't pay themall* Use credit cards responsiblyYou can still live well while slashing spending on groceriesclothing, and entertainment. Find out how in Managing Debt forDummies.

Introduction.Part I: Getting a Grip on Your Finances.Chapter 1: The Basics of Managing Too Much Debt.Chapter 2: Facing Financial Facts.Chapter 3: Adopting an Attitude for Success.Part II: Going on a Debt Diet.Chapter 4: Building a Budget.Chapter 5: Slashing Your Spending and Making More Money.Chapter 6: Negotiating with Your Creditors.Chapter 7: Consolidating Your Debts.Chapter 8: Using Credit Counseling to Get a Grip on YourFinances.Chapter 9: Dealing with Debt Collectors.Part III: Tackling Your High-Stake Debts.Chapter 10: Managing Your Past-Due Mortgage.Chapter 11: Keeping Your Wheels on the Road.Chapter 12: Avoiding an Eviction and the Loss of YourUtilities.Chapter 13: Handling Medical Bills and Child SupportObligations.Chapter 14: Catching Up on Your Federal Taxes.Chapter 15: Taking Responsibility for Your Federal StudentLoan.Part IV: Avoiding Debt Problems down the Road.Chapter 16: Getting Good Credit Back.Chapter 17: Life after Too Much Debt: Staying on Track.Part V: The Part of Tens.Chapter 18: Ten Great Resources for Dealing with Debt.Chapter 19: Ten Debt Don'ts.Index.