A detailed guide for avoiding the pitfalls of retirement funding In Stop the Retirement Rip-Off, author David Loeper provides the necessary tools for investors to take action and make the most of their retirement plans. It offers a road map for employees to understand the fees and costs associated with their plans; document the excesses in a presentation to management; then organize themselves to protest and, if necessary, bring the documentation to the Labor Department in a complaint. Written in a straightforward and accessible style, this book is filled with sensible strategies for making the most of retirement funds and putting future retirees back on the right financial track. Filled with strategies that can help employees stand up and secure their financial future Addresses how to make the most of your money, and your life, after fixing your retirement plan Outlines a practical approach to understanding your organization's retirement plan and overcoming its potential inefficiencies This important book contains the much-needed information that employees need to plan for retirement and ensure a secure financial future.

A detailed guide for avoiding the pitfalls of retirementfundingIn Stop the Retirement Rip-Off, author David Loeperprovides the necessary tools for investors to take action and makethe most of their retirement plans. It offers a road map foremployees to understand the fees and costs associated with theirplans; document the excesses in a presentation to management; thenorganize themselves to protest and, if necessary, bring thedocumentation to the Labor Department in a complaint.Written in a straightforward and accessible style, this book isfilled with sensible strategies for making the most of retirementfunds and putting future retirees back on the right financialtrack.* Filled with strategies that can help employees stand up andsecure their financial future* Addresses how to make the most of your money, and your lifeafter fixing your retirement plan* Outlines a practical approach to understanding yourorganization's retirement plan and overcoming its potentialinefficienciesThis important book contains the much-needed information thatemployees need to plan for retirement and ensure a secure financialfuture.

Preface xiAcknowledgments xviiIntroduction Make the Most of Your Life! 1Chapter 1 Why Fees Matter--The Coming "Retirement PlanSticker Shock" 11Chapter 2 Types of Expenses Dragging Down Your Retirement Funds25Chapter 3 The Price to Your Lifestyle of Needless Expenses39Chapter 4 Complaining Without Sounding Like a Complainer 55Chapter 5 Rallying Your Troops--Just One Coworker Can Help63Chapter 6 What Happens If My Employer Ignores Us? 69Chapter 7 Now That My Retirement Plan Is Fixed, How Can I Makethe Most of My Life? 79Chapter 8 Resources, Investment Selection, Asset AllocationTools, and Advice 91Chapter 9 How Much is That Guarantee in the Window? 121Chapter 10 Hidden Expenses in Government Union and Some 403(b)Plans 131Chapter 11 Summary 137Appendix A Lifestyle Prices of Excessive Retirement PlanExpenses 139Appendix B ABC Plan-401(k) Plan Fee Disclosure Form 205About the Author 217Index 219