For over 30 years, as first a stockbroker and then a Certified Financial Planner® (often shown as CFP®), Ilene Davis has worked with clients with the underlying belief that Social Security, even combined with a pension, would not provide sufficient income for most of those clients to maintain their desired lifestyle for the rest of their life once they stopped working.

Based on that belief, her goal has been to help clients accumulate the personal assets (investments) they will likely need to “fill the gap” between what they expect to receive in Social Security and other retirement benefits, and the income they will need to afford their desired lifestyle should they be unable, or just not want, to work.

That is, to have enough in investments able to produce sufficient income on a regular, ongoing basis, or that could be sold and invested in investments that can reasonably be expected to produce income on a regular, ongoing basis to provide the income you would need to do what you want, when you want, with whom you want for the remainder of your life, without having to “work.”

Quick Question
The Letter That Truly Made My Day
Dedication
Disclaimer
Nothing is Guaranteed
Financial Intelligence
My Own Story
Note to Readers
Creating Your Path From Wages to Riches
Thoughts on Life and Money
My Personal Philosophy
Financial Independence Defined
When You Come to a Fork in the Road
What is Your Passion?
Arkad’s Lesson
The Choice is Yours
What’s an MTE?
Why 7%?
The Freedom to Say “No”
All You Really Need to Know to Become a Millionaire
Unfashionably Rich
Why are YOU Going to a Personal Trainer?
Change the Chairs
From Zero to Half a Million in 10 Years
Financial Truths
Financial Self Defense
Book Review:
“I Can’t Afford to Save”
How to Become a Millionaire
Teach Your Children Well
Test Your Financial Knowledge
Giving the Gift of Wealth
Take Hwy 70-20-10 From Debt to Greater Wealth
A Year in “Poverty”….?
Creating Future Spending
Book Review
Brown Bag Some Lifetime Income
J. Paul Getty was a Billionaire
Can Borrowing Money Make You Richer
Do You Have a Mission Statement?
Invest Yourself Out of a Job
Know the Details 
Love Those “Free” Massages
The Magic Pocket
Meet Me Half Way
You Can’t Change the Past
The Mathematics of Finance
The Power of Repetition
The Quarter Inch Hole
Raise Some Fun Money
Would You Trade $2,000 for $1,000?
From $12,000 to $150,000 in 157,680,000 (Or So) Seconds
A Very Expensive Drink
A Millionaire Perspective
Book Review
Can You Drive a Stick Shift?
Crock-Pot Party 
Dressing Up Baby
Is Community College Your Path to Greater Wealth?
Is Saving Money Costing You Wealth?
Don’t Be a Stuffy Person
Movies at Home with Friends
Old Mother Hubbard
Where Were You 20 Years Ago?
The Wisdom of Others
The Eighth Wonder of the World
Make Room For Wealth
Make College Living Pay Real Dividends
Ownership Can be an Obstacle to Wealth
Pennies from Heaven?
Put it in the Drawer
Leftover Night
Easy Come, Easy Go
Play Tourist in a City Near You
A Great Wedding Gift
Book Review
Change Your Future
Eat Your Way to Greater Wealth
F.A.N.A.F.I.
Book Review
Squirrel-Proof Bird Feeder
There Can Be “Gold” in Roomies
Who’s Afraid of the Big Bad Wolf?
Will Inflation Steal Your Future?
Time Can Be Your Friend, or Foe
Book Review
Leisure Time Income
Little Things Can Matter
What a Difference a Year Makes
Credit Your Score
Anything is Possible if You Believe
Millionaire in the Making Support Group
Retirement Nest Egg Starter Kit
Three Questions
Will You Take the Vow?
A Sample Calculation
How to Use the Tables in the Appendix
Notes
Appendix A:
Appendix B:
Appendix C:
Appendix D:
Appendix E:
Appendix F:
Appendix G: